Arc3 Ventures

MyCache Terms of Use

Effective Date: October 10, 2026  ยท  Version: 2026.10.10.01

These Terms of Use ("Terms") govern your access to and use of the MyCache mobile application, the website at mycache.money, and the services provided through them (collectively, the "Service"). The Service is offered by Arc3 Ventures, LLC ("Arc3 Ventures," "we," "us," or "our").

1. Acceptance

By creating a household on the Service, or by otherwise accessing or using the Service, you agree to these Terms and to the Privacy Notice, which is incorporated into these Terms by reference. If you do not agree to these Terms, you may not use the Service.

2. Nature of the Service

The Service does not transmit, hold, invest, take custody of, or insure funds. It is not connected to any bank, card network, payment processor or other financial institution, and no funds move through it.

A balance recorded in the Service is a record of an arrangement between you and a member of your household. Interest is calculated by applying a rate that you select to figures that you enter. A transaction recorded as a "withdrawal" denotes that funds were provided outside the Service and recorded within it.

The Service is not a bank account, a savings account, a deposit product, an investment product or any other regulated financial product, and it is not insured by any party. No entry in the Service constitutes a representation by us that any funds exist or are held by any person. Any obligation recorded in the Service is an obligation between you and the member concerned, and you are responsible for satisfying it.

3. Eligibility and Registration

You must be 18 years of age or older to create a household. By creating a household you represent that you are 18 or older and that you are the parent or legal guardian of each person whose account you create, or are otherwise entitled to act on their behalf.

All accounts are created by a parent or guardian. The Service provides no public registration for children. By creating an account for a child, you accept these Terms and the Privacy Notice on that child's behalf.

The Service does not collect a year of birth and cannot determine the age of any person. Whether a person is of suitable age to use the Service is your determination.

4. Accounts and Account Security

You are responsible for maintaining the confidentiality of your credentials and for all activity conducted through your account. Activity conducted using your credentials will be treated as your activity.

A sign-in code issued to a member is a bearer credential. Any person in possession of such a code may use it, from any device, until it expires. You should disclose a code only to the member for whom it is intended. You will be notified when a code is used, and you may revoke any device's access from that member's page within the Service.

You are responsible for the accuracy of the information you record. We do not verify whether any figure entered is correct or whether any arrangement recorded has been performed.

5. Acceptable Use

You may not use the Service to violate any applicable law; to store any material you are not entitled to store; to access or attempt to access any household other than your own; or to interfere with the operation, security or integrity of the Service.

We may suspend or terminate access to any account used in a manner that violates these Terms or that causes harm to any person.

6. Fees

The Service is offered as a one-time purchase through the App Store at a price of $2.99, subject to a promotional launch price of $0.99 for a limited period. There is no subscription, no recurring charge, and no in-application purchase. All features are included in the purchase price. Prices are subject to change, and the price then in effect is displayed on the App Store.

Family Sharing is enabled, so that a single purchase extends to your Apple Family Sharing group in accordance with Apple's terms.

Purchases are processed by Apple and not by us. We do not receive your payment card details. Refunds are administered by Apple under the terms of the App Store rather than under these Terms, and refund requests should be directed to Apple.

There is no subscription that can lapse. If you cease using the Service, your household remains as you left it until you delete it.

7. Your Content

The names, images, figures, savings goals and other material recorded in your household ("Your Content") remain yours. You grant us a limited, non-exclusive, royalty-free license to store, process and display Your Content solely for the purpose of operating the Service for you and your household, and for no other purpose.

We claim no ownership of Your Content. We do not use Your Content to train any machine learning or artificial intelligence system, and we do not disclose it except as described in the Privacy Notice.

8. Deletion and Termination

Any person who can sign in may delete their own account from within the Service, including a child. The following consequences apply:

  • The savings records associated with a child's account are retained following deletion of that account, as an unattributed record belonging to the household, on the basis that those records constitute your account of funds actually provided. You may thereafter assign those records to another member or delete them permanently.
  • Where you own a household and are its only parent or guardian, deleting your account deletes the entire household, including every member and all associated records, as no person would remain who is able to administer it.

Deletion is permanent and we are unable to restore deleted records.

You may cease using the Service at any time. We may terminate or suspend your access where these Terms are violated in a manner that causes harm to any person.

9. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, THAT ANY DEFECT WILL BE CORRECTED, OR THAT THE SERVICE WILL BE AVAILABLE AT ANY PARTICULAR TIME.

WE DO NOT WARRANT THE ACCURACY OF ANY FIGURE RECORDED IN THE SERVICE. Every balance, rate, savings goal and transaction originates from information entered by a member of your household, and interest is calculated by applying a rate that you selected. We do not verify that information and we make no representation as to its accuracy.

Some jurisdictions do not permit the exclusion of implied warranties, so some of the foregoing exclusions may not apply to you.

10. Limitation of Liability

Section 2 governs the construction of this section: no funds are held by or transmitted through the Service, and the loss contemplated by these Terms is accordingly the loss or corruption of a record rather than the loss of funds.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ARC3 VENTURES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, OR DATA, ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE, WHETHER IN CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICE IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) TWENTY-FIVE UNITED STATES DOLLARS (US $25).

The limitations in this section allocate the risks under these Terms between the parties, form an essential element of the basis of the bargain between them, and apply notwithstanding the failure of the essential purpose of any limited remedy. Each provision of this section is severable and independent of every other provision of these Terms.

Some jurisdictions do not permit the exclusion or limitation of certain damages, so some of the foregoing may not apply to you. Nothing in these Terms excludes or limits liability for fraud, for death or personal injury caused by negligence, or for any other liability that cannot lawfully be excluded or limited.

You should maintain your own record of any matter of importance to you. The Service is a convenience and is not a system of record.

11. Changes to These Terms

We may amend these Terms. Each version is identified by the version string shown above and remains available following any amendment, so that an acceptance recorded against an earlier version can be read in the form in which it was given. Where an amendment materially affects your rights or obligations, we will seek your acceptance of the amended version rather than rely upon acceptance given to a prior version.

12. Governing Law and Disputes

These Terms, and any dispute arising out of or relating to these Terms or the Service, are governed by the laws of the State of Washington, without regard to its conflict-of-laws principles. You and Arc3 Ventures consent to the exclusive jurisdiction of the state and federal courts located in the State of Washington. Nothing in this section prevents either party from bringing an individual action in small-claims court.

Informal resolution. Before commencing any proceeding, you agree to contact us at hello@arc3ventures.com with a description of the dispute and the relief sought. We will respond within 30 days of receipt.

These Terms contain no agreement to arbitrate and no waiver of class-action rights. This is intentional. Your right to bring a claim in court, individually or as part of a class, is not conditioned upon your use of the Service.

13. Contact

Arc3 Ventures, LLC | Sammamish, WA 98074 | (425) 242-8292 | hello@arc3ventures.com